MyRI

MyRI is an intelligent, personalised online retirement planning environment, which aids the Trustee and the member (individually or with their financial advisor) in managing investment and drawdown strategies over time. 

MyRI allows members to check the likely success of the investment and drawdown strategy in dealing with investment risk, sequencing risk, inflation risk and longevity risk and also dynamically allows for the interactions with social security benefits. 

ABCD IQ operates within MyRI. It uses a rules-based dynamic investment-sector switching strategy and CPI-indexed drawdown target. 

It is designed to maximise sustainable real retirement income and manage investment, sequencing, inflation and longevity risks.

The member retains full access to the account balance at all times.

The solution successfully manages the competing Retirement Income Covenant (RIC) obligations of longevity protection, sequencing and inflation risk management throughout retirement